Money, but faster.
A checking account for the internet — built for everyday life.
A dollar account, without the bank
SolanaWhat you can do
A checking account, faster.
Hold dollars, move them in seconds, pay anyone. Xend works the way money should.
Send in seconds, for cents.
Move dollars to anyone with a username — across the street or across the world. No wire numbers. No three-day waits.
Receive from anywhere
Share your handle. Get paid by anyone, in dollars, instantly.
Fund from your bank
Top up your Account from local currency. Your Balance stays in dollars.
Activity, not transactions.
Every payment, in plain language. Who you paid, what for, when. The feed reads like a conversation, not a ledger.
Yours alone.
Sign in with a passkey on your phone. No seed phrases to lose, no email-and-password leaks. Recovery is built into the product, not bolted on.
How it works
Three screens. That's the whole product.
No charts, no markets, no surprises. Just dollars in your pocket and a way to move them.
Your Account
Hold dollars. See your Balance. At a glance.
Send & Receive
Pay anyone with a username. Settle in seconds.
Recovery
Back up your Account in seconds. Get it back if you ever lose your phone.
Built for everyday life
Use it like a checking account.
Hold dollars
Your Balance lives on your phone, denominated in USD. Funded from local currency through a virtual bank account — held in dollars regardless of where it came from.
A dollar account, in your pocket.
Xend is launching soon. Join the waitlist and we'll let you in as soon as we open the doors.